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Viktor Veselinov

Viktor Veselinov

Risk and Payment Specialist

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Skilled in data-driven decision-making, process automation, and cross-functional collaboration. Experienced in working with global Payment Service Providers and banking partners, while leading initiatives that improve financial visibility, reduce risk exposure, and support business growth.

Multi-PSP & banking operationsFraud & chargeback reductionReconciliation automationCross-brand financial visibility

Reconciliation time

~2h/day → ~20m/day

Automation + standardized workflow

Manual errors

↓70%

CRM implementations + automations

Provider coverage

4 → 9 providers

Across 4 brands + fee reductions

Refund automation

~80% automated

Plus AI-driven orchestration integrations

Approval Ratio

+5–10%

Routing/failover with BridgerPay

Chargeback win ratio

34% → 49%

€124,000 losses avoided in 2025 €23,500 fee savings in 2025

Tools & Partners

BridgerPayStripeEcommpayFibonatixDirecta24NuveiUnipaasPaySetWittixWise

Alternative Payment Methods

Google PayApple PayBancontactLinkRevolutKlarnaiDeal

Payment Network · Multi-PSP Routing · Transaction Flow

About

Skilled in data-driven decision-making, process automation, and cross-functional collaboration. Experienced in working with global Payment Service Providers and banking partners, while leading initiatives that improve financial visibility, reduce risk exposure, and support business growth.

Payments & Risk

End-to-end payment operations management, fraud prevention strategies, and chargeback reduction across multiple PSPs and banking partners.

Automation & Systems

Building reconciliation systems, CRM automations, and workflow pipelines that eliminate manual processes and increase operational throughput.

Data-Driven Decisions

Leveraging Power BI dashboards and SQL analytics to surface actionable insights, improve financial visibility, and drive strategic growth.

Skills

Professional

Risk ManagementFraud PreventionPayment OperationsChargebacks

Technical

Power BISQLCRM AutomationsReconciliation SystemsCursor

Tools & Software

StripeEcommpayFibonatixDirecta24

Projects

Featured

End-to-End Reconciliation System

Designed and built a reconciliation system integrating data from multiple PSPs, the internal CRM, and bank accounts into a single source of truth — eliminating manual spreadsheet work and reducing financial discrepancies.

  • Automated daily reconciliation across Stripe, Ecommpay, Fibonatix, Nuvei, Directa24 & PaySet.
  • Reduced manual processing time and human error significantly.
  • Improved financial visibility with real-time dashboards.
  • Created a unified data pipeline from PSP exports to bank statements.
  • Created full moneyflow visibility for all companies and brands.

Full financial reconciliation automated end-to-end across the organization

APIServer Set-upSQLCRMStripeEcommpayFibonatixDirecta24NuveiPaySetUnipaas

CRM Payment Links Integration

Built a centralized system for generating and managing payment links through CRM, integrated with multiple Payment Service Providers via BridgerPay orchestration.

  • Integrated multiple PSPs via BridgerPay payment orchestration platform
  • Built automations for different brands within the CRM
  • Enabled manual triggering of payment flows by users across brands
  • Standardised payment processes across multiple entities
  • Improved operational efficiency and reduced manual errors

Unified payment link generation across all brands and PSPs

CRM AutomationsPayment OrchestrationBridgerPayStripeEcommpayFibonatix

Automated Revenue Reporting System

Created a monthly revenue reporting system providing full financial visibility across brands and payment processors, supporting strategic financial planning.

  • Calculated both Gross Processing Volume and Net Revenue
  • Included estimated payment processing fees per PSP
  • Segmented data by brands and payment providers
  • Delivered actionable insights for financial planning and optimization

Complete revenue visibility from GPV to net revenue across all entities

Excel (Advanced)Data AnalysisFinancial ModelingPayment data insightsCRM & Reporting Automations

Contact

Location

United Kingdom

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